Cryptocurrency Kya Hai?
Cryptocurrency ek digital ya virtual currency hai jo cryptography ke zariye secure ki jati hai. Ye decentralized system par kaam karti hai, jiska matlab hai ke isay control karne ke liye koi bank ya government agency mojood nahi hai. Bitcoin, Ethereum, aur Ripple jaise cryptocurrencies blockchain technology par based hain, jo transactions ko transparent aur safe banati hai.
Cryptocurrency Ki Tareekh
2009 mein Satoshi Nakamoto ne pehli cryptocurrency ‘Bitcoin’ ko launch kiya. Iske baad Ethereum (2015), Litecoin (2011), aur dusri currencies ne market mein apni jagah banayi. Aaj 10,000 se ziada cryptocurrencies online trading ki ja rahi hain, jinhain ‘altcoins’ bhi kaha jata hai.
Cryptocurrency Kaise Kaam Karti Hai?
Cryptocurrency transactions blockchain par record hoti hain, jo ek public ledger hai. Is process mein 3 steps hote hain:
- User digital wallet se transaction request bhejta hai.
- Miners complex equations solve karkay transaction ko verify karte hain.
- Verified transaction blockchain mein add ho jati hai.
Cryptocurrency Ke Faide
- Decentralized system
- Low transaction fees
- Global payments
- Investment opportunities
- Anonymity
Cryptocurrency Ke Nuqsanat
- High price volatility
- Security risks (hacking)
- Regulatory uncertainty
- Scams aur frauds
- Energy consumption
Cryptocurrency Mein Nivesh Kaise Karen?
- Cryptocurrency exchange choose karein (Binance, LocalBitcoins)
- Account banayein aur KYC complete karein
- Wallet setup karein
- Fiat currency deposit karein
- Cryptocurrency khareedein
Cryptocurrency Se Related Aksar Puche Jane Wale Sawalat (FAQ)
1. Kya Pakistan mein cryptocurrency legal hai?
State Bank of Pakistan ne 2018 mein cryptocurrencies ko unapproved assets qarar diya hai, lekin iska istemal puri tarah banned nahi hai.
2. Sabse safe cryptocurrency kaun si hai?
Bitcoin aur Ethereum ko comparatively safe mana jata hai kyunke inki market cap sabse ziada hai.
3. Cryptocurrency scams se kaise bachein?
Only verified exchanges use karein, 2FA enable karein, aur ‘get rich quick’ schemes se bachein.
4. Kya cryptocurrency pe tax lagta hai?
Pakistan mein abhi tax rules clear nahi hain, lekin kuch countries mein capital gains tax apply hota hai.
5. Cryptocurrency ka future kya hai?
Experts ka khayal hai ke blockchain technology aur CBDCs (Central Bank Digital Currencies) ke sath cryptocurrency ka istemal barhta rahega.
